APA način citiranja (7. izdanje)

Williams, C. A., & .Heins, R. M. (1981). Risk management and insurance (4th ed.). McGraw-Hill.

Čikaški stil citiranja (17. izdanje)

Williams, C. Arthur, i Richard M. .Heins. Risk Management and Insurance. 4th ed. New York: McGraw-Hill, 1981.

MLA način citiranja (9. izdanje)

Williams, C. Arthur, i Richard M. .Heins. Risk Management and Insurance. 4th ed. McGraw-Hill, 1981.