APA-ийн эшлэл(7 дахь хэвлэлт)

Williams, C. A., & .Heins, R. M. (1981). Risk management and insurance (4th ed.). McGraw-Hill.

Чикаго-гийн эшлэл (17 дахь хэвлэлт)

Williams, C. Arthur, ба Richard M. .Heins. Risk Management and Insurance. 4th ed. New York: McGraw-Hill, 1981.

MLA -ийн эшлэл (9 дэх хэвлэлт)

Williams, C. Arthur, ба Richard M. .Heins. Risk Management and Insurance. 4th ed. McGraw-Hill, 1981.