.Graddy, D. B., .Spencer, A. H., & .Brunsen, W. H. (1985). Commercial banking and the financial services industry. .Reston Pub. Co.
Čikaški stil citiranja (17. izdanje).Graddy, Duane B., Austin H. .Spencer, i William H. .Brunsen. Commercial Banking and the Financial Services Industry. .Reston, Va: .Reston Pub. Co, 1985.
MLA način citiranja (9. izdanje).Graddy, Duane B., et al. Commercial Banking and the Financial Services Industry. .Reston Pub. Co, 1985.
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