Pinto, B., Drebentsov, V., & Morozov, A. (2000). Dismantling Russia's nonpayments system: Creating conditions for growth. World Bank.
Čikaški stil citiranja (17. izdanje)Pinto, Brian, Vladimir Drebentsov, i Aleksandr Morozov. Dismantling Russia's Nonpayments System: Creating Conditions for Growth. Washington, D.C.: World Bank, 2000.
MLA način citiranja (9. izdanje)Pinto, Brian, et al. Dismantling Russia's Nonpayments System: Creating Conditions for Growth. World Bank, 2000.