Ledgerwood, J., & White, V. (2006). Transforming microfinance institutions: Providing full financial services to the poor. World Bank : MicroFinance Network ; Sida.
शिकागो शैली (17वां संस्करण) प्रशस्ति पत्रLedgerwood, Joanna, और Victoria White. Transforming Microfinance Institutions: Providing Full Financial Services to the Poor. Washington, DC : [Stockholm]: World Bank : MicroFinance Network ; Sida, 2006.
एमएलए (9वां संस्करण) प्रशस्ति पत्रLedgerwood, Joanna, और Victoria White. Transforming Microfinance Institutions: Providing Full Financial Services to the Poor. World Bank : MicroFinance Network ; Sida, 2006.